by Kal Pandher | Jan 1, 2019 | Blog, Mortgage
Mortgage Professional There are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional. While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in...
by Kal Pandher | Jan 1, 2019 | Blog, Buyers
Hire an AgentI am an agent, I believe in hiring a buyer’s agent first. But you don’t have to if you prefer to go to open houses and look through a mumbo jumbo of homes online. Mostly, an agent will save you time. An agent can send you listings directly from MLS that...
by Kal Pandher | Jan 1, 2019 | Blog
REAL ESTATE TERMS AMORTIZATION – The number of years it takes to repay the entire amount of a mortgage. APPRAISAL – An estimate of a property’s market value, used by lenders in determining the amount of the mortgage. APPRECIATION – The increase of a property’s value...
by Kal Pandher | Jan 1, 2019 | Blog
Why rental income properties make a sound investment? There are a number of reasons of why real estate and rental income properties specifically make a good investment, but here are few basic reasons: i) You are leveraging and using Other People’s Money The beauty...
by Kal Pandher | Jan 1, 2019 | Blog, Sellers
How can I find out how much my house is worth? There are no comparable homes in my area. This may be a bad sign for you, especially if you think your house is worth more than other houses in your neighborhood. Homes maintain their value better if the neighboring...
by Kal Pandher | Jan 1, 2019 | Blog, Sellers
Offer Negotiation Tips – How to Negotiate an Offer The best way to get an offer accepted is to avoid parties emotions. Why? Because residential real estate transactions are put together — and sometimes blow up — over emotional hotbeds of insanity, lunacy and what...