Real Estate Resources

Using Mortgage Professional

Using Mortgage Professional

Mortgage Professional There are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional. While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in...

Home Ownership Basics

Home Ownership Basics

Hire an AgentI am an agent, I believe in hiring a buyer’s agent first. But you don’t have to if you prefer to go to open houses and look through a mumbo jumbo of homes online. Mostly, an agent will save you time. An agent can send you listings directly from MLS that...

Glossary

Glossary

REAL ESTATE TERMS AMORTIZATION – The number of years it takes to repay the entire amount of a mortgage. APPRAISAL – An estimate of a property’s market value, used by lenders in determining the amount of the mortgage. APPRECIATION – The increase of a property’s value...

Real Estate Investments

Real Estate Investments

Why rental income properties make a sound investment? There are a number of reasons of why real estate and rental income properties specifically make a good investment, but here are few basic reasons: i) You are leveraging and using Other People’s Money The beauty...

Sellers

Sellers

How can I find out how much my house is worth? There are no comparable homes in my area. This may be a bad sign for you, especially if you think your house is worth more than other houses in your neighborhood.  Homes maintain their value better if the neighboring...

Best Offer

Best Offer

Offer Negotiation Tips – How to Negotiate an Offer The best way to get an offer accepted is to avoid parties emotions. Why? Because residential real estate transactions are put together — and sometimes blow up — over emotional hotbeds of insanity, lunacy and what...

Get the Home Ready

Get the Home Ready

The process of showing and selling your home can go much more smoothly if you get everything ready. Find out how to get your home ready to impress buyers for the best offers and the top price for your home. Preparing your home for sale is a bit like designing a stage...

Home Maintenance Schedule

Home Maintenance Schedule

Regular Maintenance is the Key Inspecting your home on a regular basis and following good maintenance practices are the best way to protect your investment in your home. Whether you take care of a few tasks at a time or several all at once, it is important to get into...

Open House Checklist

Open House Checklist

A beautiful open house is easy to achieve using this handy checklist. This can’t be overemphasized. A cluttered home is a turnoff to most buyers. It’s also potentially dangerous: you don’t want people to be injured as they try to navigate in your junk. Remember, it’s...

Passing Inspection

Passing Inspection

When the potential sale of your home rests on a home inspection, you want to ensure you have done everything possible to make sure your home passes the inspection. Here is a link to Home Inspection Checklist from Canada Mortgage and Housing Corporation (CMHC) that...

Pre Listing Home Inspection

Pre Listing Home Inspection

A pre-listing home inspection can detect previously unknown problems or potential upgrades that you may wish to address prior to selling your home.  Being aware of issues in advanced will also allow for disclosure of problems when selling your home, which can result...

Pricing Your Home

Pricing Your Home

How To Price Your Home The single most important factor to consider when selling a house is the home price tag: how much your house is worth. You don’t want to overprice the house because you will lose the freshness of the home’s appeal after the first two to three...

Buyers

Buyers

FIRST TIME BUYERS Purchasing your first home is an exciting experience.  Your real estate agent will walk you through the process. Things to remember: YOUR CREDIT This information is called your “credit history”. A credit reporting agency provides information about...

Empty Nesters

Empty Nesters

The kids have finally moved out, and you have more space than you need in a home?   We can help in finding the right-sized home to meet your needs.  Downsizing allows to reduce expense and frees up equity in your home to put towards things like traveling, investing in...

Moving Up

Moving Up

House owners discover very a few distinct factors to move-up, ranging from the basic need for much more square footage to make room for a growing household to the wish to have a greater neighborhood or even just taking advantage of the option of increased income to...

How to Get Top Dollar for Your Home, Fast!

How to Get Top Dollar for Your Home, Fast!

Your home is likely your largest asset, so selling it may be the biggest financial move you’ve ever made, one that requires significant thought and strategy. However, once you’ve entered the market, the process may move very quickly: your property has the best chance...

Purchasing Is a Process

Purchasing Is a Process

Purchasing is a Process NOT an Event First of all, it’s important to understand that purchasing a house is a process not an Event.   People generally don’t wake up one morning, without any preamble, and go buy or sell a house. lnstead, the decision to buy and sell an...

Ready to Buy

Ready to Buy

Are you ready to buy? here are some tips to make a budget before buying a house. MONTHLY HOUSEHOLD BUDGET Creating a Budget for Your Family                       If you find yourself falling behind on your monthly payments, then it’s time to start learning some of the...